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My name is Jessica, and i'm a highschool senior this year. I come from a family of 8 and DESPERATLY need money for college. I'm wanting to go to a private Christian college in Joplin Missoui, Ozark Christian, and don't see how i will be able to pay for it. I NEED HELP!!

I am disabled and have chronic pain.  This last week a friend showed me a Segway and said I should give it a try.  I did ,it was like a whole new world opened to me.  For the first time in a long time I could get where I was going without any problem.

I am 65 and not at the top of the income brack but I would sure love to buy one.  The BIG problem is they are over $5000.00.

Does anyone know of a program that will aid the disabled with such a purchase.  If yes, would you please let me know about it.

I retired about one year ago due to heart problems. Have had three surgurys since then and the cost keeps going uup. At the present time I am on SSI but some months the cost of medicine is more than I take in and have to beg Drs. for free samples. Recently I was just release from the hospital for a heart problem, but the drug they prescribe cost $400 for a one month supply. I have the drug , but the house we have has no heat, we ran out of propane,and we owe the propane company $400 and they said when we pay the bill they will deliver. My wife is 70+ and cold.

Myself, I don't need to be in the cold either but what choice do we have. With out propane, there is no hot water, no stove, no heat. being old doesn't help the situation either.

I am the coordinator senior services in a city in Western New York.  I am trying to get a grant to purchase 5 laptops for my seniors.  I have googled and searched but to no avail!!  Anyone know a company or communiy grant that I can appy for?

Thanks

I'm actually looking for help for my renter Lester Bentley of Logansport, Indiana. He lost his mate in August of this year and is living on $600 a month. He has a little dog. He is 70 years old.

I am a senior who is on section 8 in New York state. I am also disabled, I have been looking in Arizona for housing to be closer to my son. My problem is with the voucher I have I can go anywhere in the U.S.  but finding housing that takes section 8 in Arizona is almost impossible could some one tell me where to look for housing on the computer.   I would like to be in Flagstaff or some where not as hot as phoenix unless that is where I have to be. Thanks Wintersgrace

POSTED 10/16/2009 

 Hello Everyone!

There have been a few changes in the Reverse Mortgage industry that I think you should know about.  This heavily regulated HECM program is about the only thing that senior citizens can count on.  Some of the new regulations are (and mind you... it may change again next year):

1.  As of October 1, 2009, seniors will get approx 9% less tax-free money from the program.  It's not a lot and it's designed to spread the wealth.

2.  Condominum complexes (where you pay association dues or condo dues) must now be approved by HUD.  It takes approximately 4 months for the approval of your association.  If not approved by, no company can take your application.

4.  You must be counseled by a certified HUD Housing Counselor before any processing can be done on your application.

 You may contact me at anytime for any additional information.  After 8 years, I have seen regulations change again and again.  But, the rules of the Reverse Mortgage and how it works has not!!  No one will take your home. This program is set up to help seniors stay in their homes. Your name stays on the title forever.  They won't come after the kids or the rest of your estate.  And ... the award amount is tax free and does not affect your social security or medicare benefits.

Investigate the program thoroughly. Talk to a trusted advisor first.  (866) 638-3307

Reverse Mortgage Consultant (RMC)

Certified Senior Advisor (CSA)

I wear many hats in this life, Daughter, Mom, Grandmother, Ex Wife, Disabled, Feminist, Activist, Mom of a Special Needs Child, Lingering Social Security Disability applicant, Workers Comp Nightmare Survivor, and I am sure some labels some people don't use to my face. :)~ 

I am here listing all the sites where I or someone I know has received assistance in the past. It is listed under NorthFloridaResourcesPossibilities right here on Aidpage. Thanks Emil for creating this site! 

If you are a homeowner 62 or older, you may qualify for the HUD-subsidized program that will yield tax-free income.  You must call and talk to a qualified specialist who will explain the process to you and determine if you are eligible.

A reverse mortgage is a unique loan that enables senior citizens to convert part of the equity in their homes into tax-free income without selling the home, giving up title, or taking on a new monthly mortgage payment.   It does not affect your social security or medicare benefits.  There is no income or credit qualifications.  Based on certain criteria, the program will pay off your existing mortgage and back taxes.  You must call to qualify.  For more information, call Toll Free 1-775-665-1234 [enter code:  724-730-0164#]  or Direct (724) 730-0164.

Think about yourself, your parents or grandparents.  If they are struggling ... help them! 

Jacquelyn E. Nixon, RMS, CSA

Financial Freedom Senior Funding Corporation

www.financialfreedom.com

www.hud.gov

www.nrmla.org

www.businessnetworkleague.com

Hello, I am a 67 year old retired home health aide. I recently retired because I became alittle sick and now i'm getting assistance from HUD to pay my rent and gas. I was hoping to have saved up some money for my retirement and also pay off all of my bills but unfortunately things didn't work out that way because of other financial problems that kept occuring.

I really don't know what to do now or where to go for help. I found this site and it seems to be very helpful and would like to know is there any place I can go to get assistance in paying my bills. My bills are under 8,000 but with the one check that I get a month (SS) I can only afford to pay rent, gas, medicine and food. What should I do?

Thank you in advance for your time and advice.

I am a senior woman, looking for federal funding to return to school for an advanced degree.

I HAD  NO IDEA ABOUT THIS SO I TOOK OUT A MORTGAGE ON MY HOME FOR  $50.000 SEVERAL MONTHS AGO.         I HAD A LOT OF WORK THAT NEEDED DONE ON MY HOME AND YARD, AND MY RATE WAS "UNDER 4%" .            NOW THE RATE IS  6.75% AND I AM A SENIOR  ON LIMITED INCOME .       WHILE IT MAY BE DIFFICULT TO MAKE THESE NEW PAYMENTS; I AM STILL ON TIME EVERY MONTH.        I WOULD BE MOST GRATEFUL IF I WAS ABLE  TO GET A GRANT FROM THE GOVERNMENT OR A FOUNDATION TO REPAY THIS MORTGAGE IN FULL, AS IT SEEMS THAT I AM HAVING ALL THESE EXTRA EXPENSES LATELY.      EVEN IF I WERE ABLE TO OBTAIN AN "INTEREST   FREE LOAN" IT WOULD BE OF GREAT HELP TO ME .     I HAVE OWNED AND OCCUPIED MY HOME FOR 40 YEARS , SO I AM WELL ESTABLISHED HERE .                                                                                                                                                                                                                                                                                              

THANK YOU MUCH

I AM A SENIOR  AND ON A LIMITED INCOME, EVEN THOUGH I FIND A WAY TO PAY MY BILLS ON TIME EACH MONTH.